Saving for your child’s college education is a vital financial goal that requires careful planning and dedication. With the rising cost of tuition, it’s important to start saving as early as possible. One effective way to save is through a 529 college savings plan, which offers tax-free withdrawals for qualified education expenses. Additionally, setting up automatic contributions can help make saving a consistent and manageable part of your budget.
Category: Financial
How to Avoid Work-from-home Scams
You’ve probably seen the ads on the internet or posted around your town: “Make easy cash working from home, no experience needed.” While it sounds appealing, it’s probably a scam. Most of these “opportunities” are, and they are designed to liberate you from your...
Start an IRA Account for Your Child
It’s not too early to prepare for your child’s future. While starting a retirement account for your child, a small IRA contribution now can prepare your child for financial independence. Read more about the custodial types of IRA accounts available here.
The Importance of Setting Savings Goals
From weight loss to finances, the key to meeting your goals is a clear vision of what you want to accomplish, along with realistic expectations to achieve them. This also holds true for building your savings. Whether your desire is a sizable nest egg for retirement,...
IRS Tax Fraud and Scams
As tax season approaches (and as COVID relief programs are implemented), taxpayers need to be on alert for the annual surge in IRS tax scams. Tax fraud can come in many different forms, but it is typically perpetrated through phone scams and email phishing. Some have...
Small Business Funding – SBA HUBZone Opportunities at Alpine Bank
The SBA’s HUBZone program changes have been designed to attract small businesses and encourage investment in economically distressed communities. Small business owners in search of financing options may be interested in learning more about SBA small business loans or business loans offered through the HUBZone program. The changes also include the expansion of the Early Engagement Initiative, which aims to increase the procurement readiness of businesses applying for certification. Contact the Colorado SBA District Office for more information on these opportunities for small businesses, including information on the SBA 504 green loan program.






