Member FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government

Scam Prevention Tips From Holiday Shopping | Alpine Bank

scam and fraud prevention for the holidays

Protect Yourself From Holiday Shopping Scams

The holiday season is here, and after extended lockdowns and quarantining, this year is expected to see record online sales. Unfortunately, fraudsters and scammers are also gearing up, targeting vulnerable consumers and businesses. While you focus on buying gifts and preparing for the holidays, scammers take advantage of the chaos. Watch out for these three common holiday scams:

Phony Delivery Tracking Notices

Scammers exploit the holiday shopping rush by sending fake tracking notices via text or email. These messages appear to be from FedEx, UPS, or USPS and claim your delivery is delayed. They include a tracking number link that, if clicked, could unleash a virus on your computer. Calling the provided phone number might result in scammers asking for your payment information.

Tip: Always check the tracking information directly on the store’s website where you made the purchase to confirm its legitimacy.

Fake Order Confirmations

Amid the flurry of holiday orders, you might see an email for an order you don’t recognize. Concerned about being charged, you click a cancellation link, which directs you to a seemingly legitimate website asking for your payment details. This is a trap to steal your identity.

Tip: Never click on links unless you are absolutely certain the email is legitimate. Confirm order details directly on the retailer’s official website.

Porch Pirates

Package theft has become an epidemic. Porch pirates stake out neighborhoods, waiting for opportunities to steal packages left on porches. While doorbell cameras can help identify thieves, they may not recover your packages.

Tip: Use secure delivery options like Amazon’s in-car or in-home delivery services to safeguard your packages.

By staying vigilant and taking preventive measures, you can protect yourself from holiday scams and enjoy a safe shopping season.

About This Author

avatar

Pete Yang

Pete Yang is a senior vice president for Alpine Bank and the co-chair of Alpine's "Green Team." He's based in Aspen, where he handles commercial and consumer loans, with a particular focus on resort financing. He has a keen interest in protecting Colorado's unmatched mountain environment.

More about Pete Yang