An ever-expanding digital world has created boundless opportunities for all, including digital criminals. Digital fraud has increased tenfold over the last five years, becoming ever more sophisticated and brazen in its attacks on consumers, leading to identity theft and financial loss. To protect yourself from digital fraud, you must become your first line of defense by educating yourself to identify scams when they present themselves and then take appropriate actions to avoid them.
Here are the
most common types of digital fraud you are likely to encounter:
the process of sending emails for the purpose of collecting your personal
information through a legitimate-looking website. The email typically
encourages you to click on a link that directs you to a website to update your
personal information. Spoofing is a more sophisticated version of phishing in
which the fraudsters disguise an email to look as if it came from someone you
fraudsters try to extract personal information is through a pop-up window that
appears over a window you are viewing on your digital device. They look like
legitimate ads, but if you click on them, you will be directed to a fraudulent
website. Oftentimes, these pop-ads entice you with offers of free prizes.
click on a link sent through a phishing email or pop-up window, it could
download spyware or a virus onto your electronic device. Spyware can track your
activities, including your keystrokes, to uncover personal information and
passwords. Viruses can infect your computers and networks and plant encryptions
that lock up your data. An increasing number of online users are falling victim
to ransomware viruses.
Protect Yourself from Digital Fraud
scrutinize suspicious emails. Never click on a link until you have
confirmed who the sender is.
a pop-up window blocker. Search for free programs that offer pop-up window
computer for spyware frequently. Look for a spyware removal program that
regularly scans your computer to identify and remove malicious spyware and
your anti-virus software. If you have a good anti-virus program, it should
provide regular updates because viruses are always mutating. Make sure your
computer operating system is updated regularly.
download any program from an unknown source. Hide your passwords. Use an online password vault that will
automatically encrypt your passwords.