Financial Planning Archives - Alpine Bank Blog

28Aug 2025

Savings strategies for unexpected expenses

A surprise bill shouldn't break your budget. Learn easy savings strategies to build financial resilience and stay ready for whatever life brings.

31Jul 2025

Buy or Build? How to Choose the Right Commercial Real Estate Loan for Your Business

Explore commercial real estate loan solutions in Colorado. Compare buying vs. building and get expert guidance from Alpine Bank for your business property needs.

25Jul 2025

Smart strategies for seasonal business success

Seasonal business owners know that managing cash flow isn’t just about surviving the slow months, it’s about setting up for success all year long. Discover smart, practical strategies to keep your finances strong.

16Jun 2025

Building your dream home: How construction loans turn vision into reality

Explore how home construction loans work and why Alpine Bank’s local financing options make custom homebuilding easier from start to finish.

08May 2025

The ultimate checklist for hiring an accredited financial advisor

Learn how to select an accredited financial advisor who aligns with your goals - Understand credentials, services, and what to expect in a trusted partnership.

27Mar 2025

Starting or growing a family?

Starting a family is an exciting journey but comes with significant financial considerations. A well-constructed family-specific budget can alleviate stress and meet your growing family’s needs.

13Dec 2024

Accomplish your philanthropic goals

A charitable remainder trust is a legal arrangement that involves donating assets to an irrevocable trust to benefit charity.

19Nov 2024

Achieve financial security

Actions are controllable. What we think, what we say, and what we do all play a role in our personal financial success.

23Oct 2024

Protect your estate

Learn more about how to protect your estate and see if a revocable trust is right for you.

13Aug 2024

To convert or not to convert?

24Jul 2024

Your key to financial security

Building wealth is a marathon, not a sprint. True financial security comes from a well-defined, long-term investment plan.

16Jun 2024

Jumpstart your financial future

Alpine Bank's asset management philosophy is built on a bedrock of efficiency, diversification, and vigilance.

17May 2024

Keep Beneficiaries Current

It's crucial to understand that beneficiary designations supersede your will.

20Mar 2024

Avoiding scams

The exciting, yet volatile world of cryptocurrency comes with inherent risks, and scams are unfortunately prevalent. But fear not, informed vigilance can be your shield! Here are key points to remember.

20Mar 2024

Tips and strategies

After mortgages, student loan debt is the second largest type of consumer debt. Here are some tips and strategies for paying off student loan debt.

21Feb 2024

Explore the Benefits of Alpine Bank Wealth Management

Discover how Alpine Bank Wealth Management can offer you the tools to financial security. Learn more online and plan for your future today.

24Jan 2024

Tips for small business owners

Every year American taxpayers confront what is arguably one of the more complex tax codes in the world. Small business owners navigate additional layers of nuanced tax rules.

20Dec 2023

New Year’s resolution

20Nov 2023

Time to gear up for your year-end gifting strategies

With the year’s end approaching, it's time to consider planning strategies to help minimize your 2023 tax liability. For those who are charitably inclined, the tax code offers ways to make a difference by helping others while improving their financial situation.

20Nov 2023

Should you consolidate your debt?

It doesn’t take very long in life to realize that getting out of debt is much more difficult than getting into debt. And it’s even more challenging when you find yourself with large credit card balances charging high interest rates. Is debt consolidation the right move for you?

23Oct 2023

Fundamentals of Investing

Ready to dip your toes in the investing waters, but not sure where to start? Understanding the different purposes, processes and types of investments can be intimidating at first, especially if you've previously focused on saving opportunities.

27Sep 2023

Legacy planning

Establishing trust through clear and honest communication doesn't happen overnight; it requires a structured approach, shared leadership, and accountability to the process – a daunting endeavor for any family.

27Sep 2023

Personal Financial Advice for Debt-Free College Education

Explore options to achieve a debt-free education, from scholarships to payment plans. Start financial education planning today for future savings.

21Aug 2023

Top 3 Fears in Retirement Planning and How to Address Them

Plan for a secure retirement by addressing key fears: long-term care, inflation, and Social Security solvency. Start preparing today with Alpine Bank.

21Jul 2023

Midyear Financial Checkup

When the economy becomes a concern for people, it’s not uncommon to start thinking in terms of weeks or months, focusing on the short-term turbulence and how it will impact you.

16Jun 2023

Buying Checks? Learn How to Protect Your Business from ACH and Check Fraud

Secure check depositing is an important part of running your business. Keep your business transactions safe with our digital banking tips.

16Jun 2023

Managing assets into the future

16Jun 2023

Businesses battle inflation

16Jun 2023

From the garage to the globe

22May 2023

Starting a family?

For most young couples, the decision to start a family is not a matter of "if" but "when."

22May 2023

Maximizing Social Security in Your Retirement Income Plan

Learn how to integrate Social Security into retirement planning to maximize income and protect assets. Start planning for a secure future today.

20Mar 2023

Student loan scams

Student loan scammers are capitalizing on the confusion surrounding the rollout, what to watch for.

20Mar 2023

The High Cost of Waiting on Retirement Savings

Discover why early retirement savings are crucial to reaching financial goals. Start planning today to make the most of your time.

16Feb 2023

Debt-free college

Learn how to fund your education without accruing student loan debt. Discover smart strategies and tips for paying for college in this helpful guide.

16Feb 2023

J.D. Power Survey

A recent survey by J.D. Power found that small business owners are feeling the strain from a weakening economy, and are looking for help from banks, but not just for loans and credit. Business owners also want business advice from banks.

16Feb 2023

Beth Powling

16Feb 2023

Alpine Bank Mortgage

Explore Alpine Bank's mortgage options tailored for first-time homebuyers and those with limited income. Connect with our local experts to find your perfect home loan.

16Feb 2023

Martin Newman

Martin Newman, Client Support Associate II with Alpine Bank Wealth Management

18Jan 2023

Consider a 529 College Savings Plan for Education Costs

Explore how a 529 college savings plan, federal loans, and private loans can help fund your child's education. Plan ahead to minimize debt and maximize savings.

18Jan 2023

Tax preparation checklist

Whether you file your taxes using tax preparation software or with the help of a tax professional, you can save a lot of time and money by getting organized early. Here’s a tax preparation checklist to help you get a jump on tax filing season.

19Dec 2022

Business email compromise

Business email compromise, tips to identify it, and how to protect yourself.

19Dec 2022

Record-breaking rent delinquency

A recent survey from small business referral network Alignable found that August saw the highest rent delinquency rate among small businesses to date for the year.

19Dec 2022

Temporary mortgage buy-down

If you’re currently in the market for a new home, you may have found yourself wondering if it’s the right time to buy.

19Dec 2022

Financial Planning for 2025

Plan for 2025 with strategies to assess finances, adjust spending, and review investments. Consult Alpine Bank Wealth Management for expert guidance.

09Nov 2022

Year-end gifting strategy

Year-end and the holidays encourage philanthropy for many people. If you’re among them, as part of your year-end planning it’s important to clearly define your charitable giving goals and explore the best ways to achieve them.

09Nov 2022

Dispelling Five Myths About Making More Money: Insights from Alpine Bank

In raising kids and teaching them solid values, the old axiom "Actions speak louder than words" remains relevant today. Money issues can be the most perplexing for families, and parents have a short window of opportunity to pass on the lessons and principles that will carry kids into adulthood.

25Oct 2022

Securing a House Loan with Confidence in Colorado

Stay ahead of the curve with the latest trends and updates on house interest rates today. Get expert advice from Alpine Bank.

25Oct 2022

Maximize Your Returns with Today's Fund Investment Strategy

Learn how to navigate inflation, rising interest rates, and market volatility with diversification, quality stocks, and real assets. Consult Alpine Bank today!

21Sep 2022

Explore Two Mortgage Options with Leading Lenders at Alpine Bank

Find the right mortgage loan for you with Alpine Bank's mortgage lenders. Get advice on choosing between 15-year and 30-year mortgage options.

15Sep 2022

Successful legacy planning

Families of wealth can successfully maximize their financial capital across multiple generations, along with the critical human and intellectual capital that will define the family, its values, and its legacy in perpetuity.

26Aug 2022

Navigating Retirement Planning with Confidence

Discover Alpine Bank's blog, your go-to resource for expert advice on borrowing from and against 401ks, retirement planning, and more.

15Jul 2022

Have you shared your estate plan with your children?

Get tips for talking to family about your estate plan to avoid miscommunication and ensure a smooth transition of your legacy. Learn more at Alpine Bank.

15Jul 2022

Stay Ahead with a Midyear Financial Checkup

Conduct a midyear financial checkup to review goals, budgets, and taxes. Make adjustments now to ensure success. Learn more with Alpine Bank!

23Jun 2022

The ins and outs of tax loss harvesting

23Jun 2022

What’s your estate plan?

17May 2022

Estate Planning 101: Essential Tips for Protecting Your Assets

Estate planning is complex, but our Estate Planning Accountant is here to make it simple. Get expert advice on protecting your assets.

17May 2022

Personal and Commercial Lending Fraud

Lender and loan scams can be a destructive snare for borrowers. Learn how you can protect yourself from fraud here.

17May 2022

Coming Home: Credit Scores and Colorado Mortgage Rates

Looking for the best mortgage lenders in Colorado? Start by improving your credit score to qualify for lower rates. Learn how with our expert tips!

26Apr 2022

Alpine Bank Blog: Our Guide to Improving Your Financial Literacy

Invest in your financial future with Alpine Bank's financial literacy resources. A must-read for smart savers.

26Apr 2022

Expert Wealth Management Advice for Building a Strong Financial Future

Seeking expert wealth managers? Look no further than Alpine Bank. Our team of financial advisors can help you make informed decisions about your future.

26Apr 2022

Small Businesses Embrace Digital Payments for Growth

Stay ahead of the curve with digital payment solutions for your small business. Find out more on Alpine Bank Blog.

26Apr 2022

Employment scams

21Mar 2022

Understanding the Pros and Cons of Long-Term Care Insurance Benefits

Learn the pros and cons of long-term care insurance to secure your future. Explore how Alpine Bank Wealth Management can help you plan effectively.

21Mar 2022

Colorado Mortgages for Disabled Children & Retired Parents

Alpine Bank can help Colorado mortgage holders stay close to their families. Learn how we can help you with your situation.

15Feb 2022

Understanding Home Mortgages and Rates of Interest

Understanding home mortgages can be overwhelming, but Alpine Bank is here to help. Find out how to secure a house at current mortgage rates.

15Feb 2022

Keep ahead of rising college costs

18Jan 2022

You don’t need to wait to give it away

20Oct 2021

Essential Tips for Retirement Investing

Learn key tips for retirement investing, from long-term views to age-based strategies. Start planning today for a more secure future.

16Sep 2021

Understanding SECURE Act Changes to RMD Age & Benefits of QCD

19Jul 2021

Scammers Commit Mortgage Fraud for Profit

Both borrowers and lenders are targeted for different types of mortgage fraud. Protect yourself by learning how to spot fraudulent mortgages.

19Jul 2021

Planning Finances Together: A Guide for Newlyweds

Avoid marital money conflicts with joint financial planning tips for newlyweds. Learn key strategies to build a solid financial foundation as a couple!

23Mar 2021

Alpine Bank Wealth Management Q&A with Jesse Bopp, J.D., Vice President

23Mar 2021

Keep Your Credit Score High: Here’s How

Learn how to keep your credit score high with these key tips from Alpine Bank.

08Feb 2021

Colorado Personal & Business Cash Management Q&A with Amanda Miller

Check out Alpine Bank's Wealth Management Q&A with Amanda Miller, CFTA, and Vice President of Alpine Bank.

08Feb 2021

SBA Extends COVID Economic Injury Disaster Loan Application Deadline

08Feb 2021

Student Loans & Scholarships at Alpine Bank

Explore Alpine Bank's education support, from scholarships to reward programs for young learners. Join us in fostering educational success!

16Sep 2020

One of the Top Colorado Banks Joins the OTCQX Best Market

Alpine Banks of Colorado is publicly trading its shares on the OTCQX Best Market. Learn more about our banks in Colorado here.

16Sep 2020

Social Security Can Provide Temporary Income

Begin collecting Social Security benefits for financial aid if you are at least 62 years old or have been laid off due to the pandemic thanks to the CARES Act.

13Aug 2020

Learn with Alpine's Achieve Financial Courses

Have you set up a plan for your financial future? Our Achieve financial toolkit can set you up to take control of your finances.

13Aug 2020

Q&A with Darla Daniel, Vice President – Trust Counsel, Alpine Bank Wealth Management

Darla Daniel, Vice President of the Trust Council and Alpine Bank Wealth Management, answers questions from Alpine Bank customers.

15May 2020

Use Credit Wisely in Uncertain Times

If you need help with your credit Alpine Bank has answers. Our credit card deferral program is available for eligible credit cardholders. Learn more here.

17Apr 2020

Planning for College Expenses: Tips for Meeting Your Financial Goals

Financing college for your child can be overwhelming, but it doesn't have to be. Read Alpine Bank's guide to meeting your financial goals.

23Mar 2020

Start an IRA Account for Your Child

Starting a simple IRA for your child could give them a huge jump on building significant retirement savings. Read more to find out how.

23Mar 2020

The Importance of Setting Savings Goals

23Mar 2020

IRS Tax Fraud and Scams

Tax Fraud is a danger for any online bank customers. Read tips to keep you safe.

20Feb 2020

Small Business Funding - SBA HUBZone Opportunities at Alpine Bank

Learn about the SBA's recent HUBZone certification changes designed to boost small businesses in economically distressed areas. Discover how these updates can benefit your business.

20Feb 2020

Financial Goals and Retirement Planning to Consider Before Starting a Family

Discover financial planning tips for starting a family and saving for retirement. Learn how to manage childcare costs, insurance, and emergency savings.

22Jan 2020