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Budgets for real life

Budgets for real life

Find your financial purpose While there are many reasons budgets fail, having a personal budget that is effective will go a long way toward helping you develop a better relationship with money so that you can enjoy a healthy financial life. Regardless of how much...
To convert or not to convert?

To convert or not to convert?

Rolling a 401(k) into a Roth IRA   Rolling your 401(k) into a Roth IRA can be a strategic move for certain clients to optimize their retirement savings, but it requires a consultation with your financial advisor and your tax advisor to ensure you understand the tax...
Your key to financial security

Your key to financial security

Long-term investment planning Building wealth is a marathon, not a sprint. While the allure of get-rich-quick schemes may be tempting, true financial security comes from a well-defined, long-term investment plan. This plan takes advantage of the power of time and...
Helping to fund college

Helping to fund college

Understanding the FAFSA The cost of college can be daunting. Tuition and fees vary from state to state, and the total price tag of a college education is much higher than in previous generations. While the cost of college is largely dependent on the choices made by an...
Inflation’s Toll on Debt

Inflation’s Toll on Debt

During periods of high inflation, the prices of goods and services increase as does the demand for credit, which causes interest rates to rise. Regardless of the financial situation, inflation indirectly impacts consumer debt. Lenders benefit when interest rates go up...