Financial Literacy Archives - Alpine Bank Blog

28Aug 2025

Savings strategies for unexpected expenses

A surprise bill shouldn't break your budget. Learn easy savings strategies to build financial resilience and stay ready for whatever life brings.

14Aug 2025

Understanding the Different Types of Mortgage Loans: Which One Is Right for You?

Learn about fixed, adjustable, conventional, government-backed, and jumbo mortgage loans. Find the right loan type to match your goals with Alpine Bank.

31Jul 2025

Buy or Build? How to Choose the Right Commercial Real Estate Loan for Your Business

Explore commercial real estate loan solutions in Colorado. Compare buying vs. building and get expert guidance from Alpine Bank for your business property needs.

25Jul 2025

Smart strategies for seasonal business success

Seasonal business owners know that managing cash flow isn’t just about surviving the slow months, it’s about setting up for success all year long. Discover smart, practical strategies to keep your finances strong.

26Jun 2025

Enjoy the season without overspending

Summer is a time for sunshine, vacations and fun but it can also bring along some extra costs. Whether it’s higher utility bills, family trips or keeping the kids busy while school’s out, summer expenses can add up quickly. A little planning can go a long way.

08May 2025

The ultimate checklist for hiring an accredited financial advisor

Learn how to select an accredited financial advisor who aligns with your goals - Understand credentials, services, and what to expect in a trusted partnership.

28Mar 2025

Exploring the benefits of loyalty debit card programs

Discover how a loyalty debit card helps you support causes with each purchase. Make an impact in your community through everyday spending with Alpine Bank.

27Mar 2025

Starting or growing a family?

Starting a family is an exciting journey but comes with significant financial considerations. A well-constructed family-specific budget can alleviate stress and meet your growing family’s needs.

29Jan 2025

Tax preparation checklist

Tax season can be a daunting time for many, but with proper planning and preparation, it doesn't have to be a stressful ordeal. By starting early and gathering all the necessary documents, you can streamline the process and potentially maximize your refund or minimize your tax liability.

29Jan 2025

Debt consolidation & management done right

For Colorado residents seeking a clear and practical path toward debt relief, it’s important to explore not just effective strategies, but also the benefits of partnering with a trusted financial institution.

13Dec 2024

Accomplish your philanthropic goals

A charitable remainder trust is a legal arrangement that involves donating assets to an irrevocable trust to benefit charity.

19Nov 2024

Achieve financial security

Actions are controllable. What we think, what we say, and what we do all play a role in our personal financial success.

19Nov 2024

Buying a home in CO is possible

As your fellow neighbor, Alpine Bank is here for you. We offer flexible mortgage financing, including up to a $7,500 lender credit for underserved borrowers in our communities.

24Sep 2024

Budgets for real life

While there are many reasons budgets fail, having a personal budget that is effective will go a long way toward helping you develop a better relationship with money so that you can enjoy a healthy financial life.

13Aug 2024

To convert or not to convert?

24Jul 2024

Your key to financial security

Building wealth is a marathon, not a sprint. True financial security comes from a well-defined, long-term investment plan.

24Jul 2024

Helping to fund college

The cost of college can be daunting. Tuition and fees vary from state to state, and the total price tag of a college education is much higher than in previous generations.

17May 2024

Inflation's Toll on Debt

Regardless of the financial situation, inflation indirectly impacts consumer debt.

20Mar 2024

Mastering the flow

For individuals and businesses alike, healthy cash flow is the lifeblood of financial stability. But managing cash effectively can be tricky, demanding constant vigilance and strategic planning.

20Mar 2024

Tips and strategies

After mortgages, student loan debt is the second largest type of consumer debt. Here are some tips and strategies for paying off student loan debt.

24Jan 2024

Debit or credit card

Teaching young kids about money management starts at home.

20Nov 2023

Time to gear up for your year-end gifting strategies

With the year’s end approaching, it's time to consider planning strategies to help minimize your 2023 tax liability. For those who are charitably inclined, the tax code offers ways to make a difference by helping others while improving their financial situation.

20Nov 2023

Digital banking financial news tip

With the holiday shopping season approaching, the card management feature in Alpine Bank’s online banking and mobile app gives you more access and control of your debit card.

20Nov 2023

Should you consolidate your debt?

It doesn’t take very long in life to realize that getting out of debt is much more difficult than getting into debt. And it’s even more challenging when you find yourself with large credit card balances charging high interest rates. Is debt consolidation the right move for you?

27Sep 2023

Personal Financial Advice for Debt-Free College Education

Explore options to achieve a debt-free education, from scholarships to payment plans. Start financial education planning today for future savings.

21Aug 2023

Digital banking tip

As your business grows, our Alpine Online Business Services allow you the time-and-money saving benefits of sending and receiving funds through the Automated Clearing House (ACH) network.

21Aug 2023

Top 3 Fears in Retirement Planning and How to Address Them

Plan for a secure retirement by addressing key fears: long-term care, inflation, and Social Security solvency. Start preparing today with Alpine Bank.

21Aug 2023

FreshBooks small business survey

Two out of three business owners revealed that they intend to try generative AI for work within the next 12 months, which is an indication that most small businesses will be using it by this time next year.

21Jul 2023

Midyear Financial Checkup

When the economy becomes a concern for people, it’s not uncommon to start thinking in terms of weeks or months, focusing on the short-term turbulence and how it will impact you.

16Jun 2023

P2P Payment Scams Checklist

Learn how to stay safe while using Zelle, Venmo, and PayPal. Avoid scams by only paying trusted contacts and linking your app to a credit card for added security.

16Jun 2023

Managing assets into the future

16Jun 2023

Businesses battle inflation

16Jun 2023

Debit card autopayment services

22May 2023

Starting a family?

For most young couples, the decision to start a family is not a matter of "if" but "when."

20Mar 2023

The High Cost of Waiting on Retirement Savings

Discover why early retirement savings are crucial to reaching financial goals. Start planning today to make the most of your time.

16Feb 2023

J.D. Power Survey

A recent survey by J.D. Power found that small business owners are feeling the strain from a weakening economy, and are looking for help from banks, but not just for loans and credit. Business owners also want business advice from banks.

19Dec 2022

Temporary mortgage buy-down

If you’re currently in the market for a new home, you may have found yourself wondering if it’s the right time to buy.

19Dec 2022

Financial Planning for 2025

Plan for 2025 with strategies to assess finances, adjust spending, and review investments. Consult Alpine Bank Wealth Management for expert guidance.

09Nov 2022

Year-end gifting strategy

Year-end and the holidays encourage philanthropy for many people. If you’re among them, as part of your year-end planning it’s important to clearly define your charitable giving goals and explore the best ways to achieve them.

09Nov 2022

Top Mortgage Lenders on Recasting Your Loan

Discover how a mortgage recast can lower your payments without refinancing. Contact Alpine Bank to see if a recast fits your equity goals!

09Nov 2022

Dispelling Five Myths About Making More Money: Insights from Alpine Bank

In raising kids and teaching them solid values, the old axiom "Actions speak louder than words" remains relevant today. Money issues can be the most perplexing for families, and parents have a short window of opportunity to pass on the lessons and principles that will carry kids into adulthood.

25Oct 2022

Protect Your Business from Fake Email Scams: A Guide to Business Email Compromise

Discover the dangers of fake business email accounts and how to keep your business safe from online threats on our blog.

25Oct 2022

Maximize Your Returns with Today's Fund Investment Strategy

Learn how to navigate inflation, rising interest rates, and market volatility with diversification, quality stocks, and real assets. Consult Alpine Bank today!

21Sep 2022

Save for the holidays now

The financial holiday hangover can persist for months for many people, by way of lingering payoffs on their credit cards that can last well into the new year.

15Sep 2022

Person-to-person payment scams

26Aug 2022

Expert Financial Advice from Darla Daniel, Director of Alpine Bank Wealth Management

Get Expert Financial Advice from Darla Daniel, Director of Alpine Bank Wealth Management. Learn more about our finance program here.

26Aug 2022

Navigating Retirement Planning with Confidence

Discover Alpine Bank's blog, your go-to resource for expert advice on borrowing from and against 401ks, retirement planning, and more.

22Aug 2022

Refinance Your Mortgage for Debt Consolidation

Get back on track financially with a debt consolidation refinance. Find out if it's right for you with Alpine Bank.

15Jul 2022

Have you shared your estate plan with your children?

Get tips for talking to family about your estate plan to avoid miscommunication and ensure a smooth transition of your legacy. Learn more at Alpine Bank.

15Jul 2022

How to avoid investment scams

15Jul 2022

Stay Ahead with a Midyear Financial Checkup

Conduct a midyear financial checkup to review goals, budgets, and taxes. Make adjustments now to ensure success. Learn more with Alpine Bank!

23Jun 2022

Two Tips for Mobile Wallet Fraud

Fraudulent payments can make mobile banking risky. Learn how you can keep safe from mobile scammers at Alpine Bank.

17May 2022

Personal and Commercial Lending Fraud

Lender and loan scams can be a destructive snare for borrowers. Learn how you can protect yourself from fraud here.

17May 2022

Tips to maximize your Social Security benefits

17May 2022

Coming Home: Credit Scores and Colorado Mortgage Rates

Looking for the best mortgage lenders in Colorado? Start by improving your credit score to qualify for lower rates. Learn how with our expert tips!

26Apr 2022

Alpine Bank Blog: Our Guide to Improving Your Financial Literacy

Invest in your financial future with Alpine Bank's financial literacy resources. A must-read for smart savers.

26Apr 2022

Expert Wealth Management Advice for Building a Strong Financial Future

Seeking expert wealth managers? Look no further than Alpine Bank. Our team of financial advisors can help you make informed decisions about your future.

26Apr 2022

Small Businesses Embrace Digital Payments for Growth

Stay ahead of the curve with digital payment solutions for your small business. Find out more on Alpine Bank Blog.

21Mar 2022

Free financial literacy toolkit

15Feb 2022

Understanding Home Mortgages and Rates of Interest

Understanding home mortgages can be overwhelming, but Alpine Bank is here to help. Find out how to secure a house at current mortgage rates.

15Feb 2022

Keep ahead of rising college costs

18Jan 2022

Debit Card Management in the Digital Age: Alpine Bank Tips

Stay ahead of the game when it comes to managing your bank card. Learn the latest digital techniques and how to keep your debit card secure.

18Jan 2022

You don’t need to wait to give it away

16Sep 2021

Understanding SECURE Act Changes to RMD Age & Benefits of QCD

19Jul 2021

Planning Finances Together: A Guide for Newlyweds

Avoid marital money conflicts with joint financial planning tips for newlyweds. Learn key strategies to build a solid financial foundation as a couple!

16Jun 2021

Pays for A’s Drawing June 30

23Mar 2021

Keep Your Credit Score High: Here’s How

Learn how to keep your credit score high with these key tips from Alpine Bank.

08Feb 2021

Colorado Personal & Business Cash Management Q&A with Amanda Miller

Check out Alpine Bank's Wealth Management Q&A with Amanda Miller, CFTA, and Vice President of Alpine Bank.

16Sep 2020

Social Security Can Provide Temporary Income

Begin collecting Social Security benefits for financial aid if you are at least 62 years old or have been laid off due to the pandemic thanks to the CARES Act.

13Aug 2020

Learn with Alpine's Achieve Financial Courses

Have you set up a plan for your financial future? Our Achieve financial toolkit can set you up to take control of your finances.

13Aug 2020

Scams Target Small Business Administration

Small businesses have been a big target for scammers for years. Learn more about detecting and preventing fraud at Alpine Bank.

16Jul 2020

Educating Teens about Online Fraud

Teenagers are prime targets for online scammers as they are active users of online platforms. Educate your teen today so they don't fall victim to online fraud.

15May 2020

Use Credit Wisely in Uncertain Times

If you need help with your credit Alpine Bank has answers. Our credit card deferral program is available for eligible credit cardholders. Learn more here.

13Apr 2020