Enjoy the season without overspending

Smart ways to manage extra summer expenses

Summer is a time for sunshine, vacations and fun but it can also bring along some extra costs. Whether it’s higher utility bills, family trips or keeping the kids busy while school’s out, summer expenses can add up quickly. A little planning can go a long way. Here are five simple tips to help you enjoy the season without putting a strain on your finances.

1. Set a summer budget
   Start by listing out what you expect to spend this summer. Think about things like vacations, weekend getaways, kids’ camps or even increased electricity bills from running the air conditioner. Look at your spending from previous summers to get a realistic idea. Then, create a simple budget with categories for each type of expense and don’t forget to include a small buffer for any surprises. Free budget apps can help you track your spending and stay on course.

2. Trim unnecessary costs
   Take a look at your current spending and see where you can make small changes. Maybe pause that streaming service you barely use or eat out a little less often. Brewing your own coffee, shopping secondhand or carpooling can make a real difference. These small savings can be redirected toward more important summer expenses like that family road trip or a much-needed home repair.

3. Boost your income
   Looking to bring in a bit of extra cash? Summer’s a great time for side gigs. Whether it’s pet sitting, lawn care, selling homemade crafts at local events or offering online tutoring, a few extra hours a week can help offset seasonal costs. If you have unused items like camping gear, consider renting them out. Treat any additional income as “summer-only” money and use it to cover specific expenses so it doesn’t get mixed into your regular budget.

4. Shop smarter
   Summer is packed with sales, so take advantage of them! Big holidays like Memorial Day and the Fourth of July often come with great deals on everything from appliances to outdoor furniture. Use cashback apps or loyalty programs to get more out of your purchases. Buying in bulk for cookouts or using discount passes for attractions can stretch your dollars further.

5. Enjoy affordable fun
   Not every great summer memory has to come with a big price tag. Host a backyard movie night, go hiking, check out free local events or visit parks and lakes. Libraries often offer free activities for kids, and many museums have discounted or free admission days. These experiences can be just as enjoyable as a vacation and much easier on your wallet.

With a little planning and creativity, you can enjoy everything summer has to offer without the financial stress. Set a budget, look for savings, earn a bit extra and focus on what matters most: making memories that last.

• June 26, 2025
• Community
• Alpine Bank Staff

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Alpine Bank Staff

Alpine Bank is an independent, employee-owned organization with headquarters in Glenwood Springs and banking offices across Colorado’s Western Slope, mountains and Front Range.

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