What’s an HSA?

See if a health savings account is right for you

A health savings account, or HSA, is a way to set money aside for medical-related expenses while enjoying some moderate interest and tax benefits at the same time. Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, for themselves and their dependents.

Some of the expenses that can be paid for with HSA funds — which at Alpine Bank are made available by a dedicated debit card associated with the account — include doctor visits, prescriptions, surgeries, dental work and more.

Learn more about health savings accounts at the IRS webpage, or consult your tax advisor or health plan administrator for eligibility requirements and guidelines. If an HSA is right for you, you can apply online to open an account.


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